Why does my Draft portfolio include all my Net Worth items?

Short answer: when creating a draft portfolio, you are able to choose whether you want non-security net worth items included or not.

Long answer: we believe that the best portfolio management decisions are made considering your entire net worth - not just the context of your securities portfolio or an individual account. Many retail investors like to invest differently within their retirement portfolios and their “high-risk” or play account, but at the end of the day your financial outcomes will be driven by what happens in aggregate across these accounts. Furthermore, tax-efficient investing often requires that you allocate income-producing securities to your tax free accounts and easily-harvestable securities to your taxable accounts, for example, which means that any one of these might look poorly constructed if analyzed on its own, even if the aggregated full net worth portfolio is well-balanced and diversified. As a result, when considering hypothetical new portfolios, we want our users to think about the full picture, which is why we allow you to sync everything in your Draft portfolio to your entire net worth.

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PortfolioPilot is used by over 22,000 individuals in the US & Canada to analyze their portfolios of over $20 billion¹. Discover your portfolio score now:

1: As of July 14, 2024

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1. As of July 14, 2024
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2. As of July 14, 2024
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3. $20B Assets on Platform as of July 14, 2024. Aggregated across all plans (including the free plan). Assets on Platform represent the total value of connected and manually inputted accounts (including assets like real estate and private equity) and does not in any way represent Asset Under Management as Global Predictions does not manage any client funds.

4. Global Predictions Secures a Winning Spot in Internacional M6 Financial Forecasting Competition

5. Comparison made to an individual with $1M AUM, paying an "average wealth manager fee" of 1.02% based on a 2023 study by AdvisoryHQ. 1.02% * 1M = $10,200 per annum. PortfolioPilot Gold pricing is $29/mo * 12mo = $348 per annum. 348/10,200 – 1 = ~97% lower. Actual fees paid to any individual financial advisor will depend on specific financial circumstances and arrangements.

7. The 1.94% referenced figure represents the average calculated monthly continuous tax-loss harvesting gain over a 4-year period from 2018-2021 in the 2024-published JP Morgan report titled "Continuous tax-loss harvesting yields more potential for tax savings" (link).

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